How to Clean Up Your Books Before Fundraising

Get your financials audit-ready and avoid due diligence surprises. A practical guide to preparing your books for Series A scrutiny.

Last Updated: December 2024|12 min read

"Your books are a mess." No founder wants to hear this during due diligence. Yet it's surprisingly common. Messy financials don't just slow down your raise—they signal operational immaturity and can reduce your valuation or kill deals entirely.

This guide walks you through getting your books clean before fundraising. For the broader picture, see our Complete Guide to Series A Readiness.

Start Early

Book cleanup typically takes 4-8 weeks. Don't wait until you're in the middle of fundraising. Start at least 3 months before you plan to raise.

Why Clean Books Matter

Faster Due Diligence

When investors can quickly verify your numbers, the process moves faster. Delays during diligence lose deals.

Builds Trust

Clean books signal that you run a professional operation. Messy books make investors wonder what else is messy.

Protects Valuation

Issues discovered during diligence give investors leverage to renegotiate terms. Clean books protect your deal.

Enables Good Decisions

You can't make good business decisions with bad data. Cleaning your books benefits you beyond fundraising.

What "Clean Books" Actually Means

Reconciled Accounts

All bank accounts, credit cards, and payment processors reconciled monthly with no unexplained differences.

Proper Revenue Recognition

Revenue recognized according to GAAP principles. Deferred revenue properly tracked for annual contracts and prepayments.

Organized Chart of Accounts

Expenses categorized consistently with clear separation between COGS, R&D, Sales & Marketing, and G&A.

Documented Policies

Written accounting policies for revenue recognition, expense categorization, capitalization, and other judgment areas.

Supporting Documentation

Invoices, contracts, and receipts organized and accessible. The ability to trace any transaction back to source documents.

Common Issues to Fix

Unreconciled Transactions

"Uncategorized" expenses or suspense accounts signal neglected bookkeeping. Every transaction should be properly categorized and reconciled.

Mixed Personal/Business Expenses

Founder expenses paid from company accounts need proper documentation and often need to be reclassified or reimbursed.

Inconsistent Revenue Recognition

Some months you recognized all cash received; other months you deferred. Inconsistency makes trends unreliable.

Missing Accruals

Payroll accruals, vacation accruals, or expense accruals not recorded. This makes period comparisons inaccurate.

Contractor Misclassification

Workers classified as 1099 contractors who should be W-2 employees. This creates liability and is often caught in diligence.

Equity Accounting Issues

Stock compensation not recorded at fair value, or missing 409A documentation for option grants.

Revenue Recognition

Revenue recognition is one of the most scrutinized areas. Getting it right is essential.

SaaS Revenue Recognition Basics

  • Monthly subscriptions: Recognize revenue in the month service is provided
  • Annual subscriptions: Recognize 1/12 per month over the contract term
  • Prepaid contracts: Cash goes to deferred revenue; recognize as service is delivered
  • Implementation fees: Often recognized ratably over expected customer lifetime
  • Usage-based revenue: Recognize as usage occurs

Common Revenue Issues

Aggressive Recognition

Recognizing annual contract revenue upfront instead of ratably. Makes revenue look higher but creates liability.

Missing Deferred Revenue

Not tracking the deferred revenue balance properly. Investors will want to see the schedule.

Documentation Matters

Document your revenue recognition policy in writing. Even if you're not following strict GAAP, investors want to understand your methodology and see that it's applied consistently.

Expense Organization

How you categorize expenses matters for calculating margins and demonstrating where you're investing.

Standard SaaS Expense Categories

CategoryWhat's Included
COGSHosting, customer support salaries, implementation costs, third-party software in product
R&DEngineering salaries, product management, QA, development tools
Sales & MarketingSales team, marketing team, advertising, events, sales tools
G&AFinance, HR, legal, facilities, insurance, admin tools

Why This Matters

  • Gross margin calculation: Requires accurate COGS categorization
  • R&D tax credits: Need clear R&D expense documentation
  • Benchmarking: Investors compare your expense ratios to industry standards
  • Planning: Accurate categories enable better budgeting and forecasting

The Cleanup Checklist

Bank & Account Reconciliation

All bank accounts reconciled (last 24 months)
Credit cards reconciled
Stripe/payment processor reconciled
No unexplained variances

Revenue & Deferred Revenue

Revenue recognition policy documented
Deferred revenue schedule complete
MRR/ARR ties to revenue recognized
Customer contracts available for review

Expenses & Categorization

Chart of accounts follows standard structure
No "uncategorized" or suspense balances
Personal expenses removed or documented
Expense allocation policy documented

Payroll & HR

Payroll accruals recorded properly
Contractor classifications reviewed
Stock compensation expensed at fair value
409A valuation current

Compliance & Documentation

Tax filings current (federal, state, local)
Sales tax nexus reviewed
Accounting policies documented
Monthly close process established

When to Start

3-4

3-4 Months Before Fundraising

Start cleanup. Assess current state, identify issues, engage help if needed.

2

2 Months Before

Major cleanup complete. Policies documented. Begin monthly close process.

1

1 Month Before

Final review. Data room populated with clean financials. Ready for diligence.

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Need Help Cleaning Up Your Books?

Eagle Rock CFO helps startups get their financials audit-ready. We'll clean up the mess and get you ready for due diligence.

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